We are a specialist principal asset finance business. Asset finance is the engine that drives the modern business world, providing companies with the means to acquire the equipment and resources they need to thrive. In a nutshell, it's a strategic financial solution that allows businesses to rent (or acquire), use, and benefit from valuable core business assets without the upfront burden of purchasing them outright.
Centrafin believes in forming genuine and long-term relationships with each of our clients. Our organization is dedicated to actively immersing ourselves in our clients' businesses, diligently acquiring an in-depth comprehension of their equipment finance needs, and exerting all possible endeavors to meet their unique requirements. We go the extra mile with our service and expertise.
This will be achieved through the delivery of services that are distinctly
Centrafin applies the Alviva Groups' values as contained in the Code of Conduct. Over and above those group wide values, Centrafin’s distinctive values that speak to our competitive advantage are captured in its mantra: Rapid Reliable Responsive.
Our vision is to be a specialist principal equipment finance business and the authority in our chosen market in South Africa. This will be achieved through the delivery of services that are distinctly Rapid, Reliable, and Responsive.
Centrafin believes in forming genuine and long-term relationships with each of our clients. At our organization, we are fully committed to immersing ourselves in our clients' businesses, diligently gaining a profound understanding of their equipment finance requirements, and tirelessly striving to meet their distinct needs with utmost dedication. We go the extra mile with our service and expertise.
Asset finance is a versatile solution applicable to various industries and assets, including manufacturing machinery, office equipment, vehicles, and mining gear. Let's take a quick look at how it works:
Firstly, you identify the equipment or assets your business requires, ranging from machinery to vehicles or office equipment.
Next, you connect with a finance provider who can assist in funding these assets. Specialized firms like Centrafin can assist you by financing new assets as well as used / second-hand assets.
You and the finance provider agree on the terms of the financing arrangement, including the duration of the contract, monthly payments, and any initial deposit.
Subsequently, you make regular payments to the finance provider, typically on a monthly basis. These payments cover the usage cost of the asset along with interest.
Upon reaching the end of the financing term, you have several options: (1) Renew the agreement to continue using the asset. (2) Return the asset if it's no longer required. (3) Upgrade to a newer or more advanced asset.
Centrafin commenced operations in October 2002 as an independent financial intermediary in the operating rental market. In June of 2010, Alviva Holdings Ltd acquired 51% shareholding in the company and in March 2012 Centrafin became a full subsidiary of the group.
Since then, Centrafin has transformed from being a broker to a primary funder, carrying its own in-house finance and debtors’ book.
Centrafin entered the rental
finance market as an independent financial intermediary
Alviva Holdings Ltd acquired
51% shareholding in the company
Centrafin became a full subsidiary of the Alviva Group
Centrafin started securitization
Centrafin rebranded and
moved to our new building
Centrafin expanded, adding a
Corporate Asset Finance (CAF) Division
Centrafin collaborated with PSG under the banner of Centrasure
Advances book surpasses the R1 billion landmark
Advances book nearing R1.5 billion
Advances book exceeds R2 billion
Advances book exceeds R2.5 billion
Public securitization launched – Debt listed on JSE
GCR AAA rating achieved on Class A notes
GCR A+ rating achieved on Class B notes
The day you applied for asset finance through Centrafin! Click here to apply for your asset finance facility, or to become a Centrafin Supplier today.
Jenny has been involved in the rental finance industry since its inception in South Africa in the late 1980s, participating in pioneering the funding of operating rentals through a securitisation vehicle during her tenure at Sasfin Bank.
She has worked with various major finance houses until she started her own brokerage in 1999. In 2002, Jenny became a founder director of Centrafin and has served as its Managing Director for the past 19 years.
She has seen the company grow from a brokerage to a fully-fledged finance house, employing over 50 staff, and managing a book of R1.5 Billion in 2023
Johan started his career in the motor industry and, from where in 2005, he entered the rental finance industry when he started with Merchant West Asset Finance.
He joined Centrafin in 2008 as Financial Manager. In 2010, he was promoted to Financial Director, shortly before Centrafin was taken over by Pinnacle Technology Holdings Ltd (now Alviva Holdings Ltd) in 2010. In the 15 years with Centrafin Johan has successfully raised over R1.6 billion in funding for Centrafin, pivotal to the phenomenal growth of the Business.
The 7-year-old Securitization vehicle provides sustainable funding, enabling growth for the Business, from R350 million to R1.3 billion in approved facilities with multiple funders over the years. Since being promoted to COO in 2022 various departments now report to him with strategy implementation being a key focus.
Martin started his career in the engineering and manufacturing industry. He entered the asset finance industry in 2007 with Merchant West.
He fulfilled various roles during his tenure there with the last being at executive level as a director from 2015.
Martin then joined the Centrafin team in 2018 where he started the Corporate Asset Finance division. He was promoted to Director in 2022 at Centrafin and he oversees all business development activities for the organisation.
Kobus’s journey in the IT industry began in 2007 with studies at CTU, where he became certified in MCT, MCSA, and MCSE. His dedication to technology led to a rewarding role as a lecturer and IT Administrator at CTU.
In 2008, he joined Konica Minolta South Africa’s Server Team as a Software Support Engineer. Over the next decade, he honed his skills, transitioning into the world of Enterprise Content Management Services, where he found his calling in guiding and supporting clients to achieve their digital transformation goals.
In 2019, Kobus embraced a new challenge as a Technical Consultant at BankServ, applying his expertise to assist Centrafin in building its digital infrastructure. Later that year, he took on the responsibility of Head of Systems at Centrafin.
What followed was a period of significant accomplishment. By 2024, Kobus was privileged to be part of the team that helped Centrafin achieve their ambitious goal of a 2 Billion Rand Book. This success led to his well-deserved promotion to CTO.
His journey is a testament to the power of continuous learning and a passion for innovation. Kobus is excited about the future as he continues to drive digital transformation and empower Centrafin to reach their full potential.
Over 27 000 accounts with Centrafin.
Principal value of loans financed through Centrafin amounts to over R4 Billion.
Centrafin, a specialist in asset finance for established businesses—including small and medium enterprises (SMEs)—has launched and listed a R3 billion lease receivables backed securitisation note programme
South Africa’s healthcare sector faces mounting pressure to modernize and improve patient outcomes. Advanced medical technologies—from diagnostic imaging systems to surgical tools—are essential for delivering…
South African small and medium enterprises (SMEs) are the engine of our economy, contributing 34–40% of GDP and employing 50–60% of the workforce (Edge Growth, 2025; SEDA, 2025).
Allandale Offices
2nd Floor, 23 Magwa Crescent
Waterfall City, Midrand, 2090
+27 11 654 6460
Virtual Office
+27 11 654 6460
+27 11 654 6460
info@centrafin.co.za
settlements@centrafin.co.za
Maritha Theron
+27 82 563 6024
marithat@centrafin.co.za
Martin Scheepers
+27 82 470 3918
martinsc@centrafin.co.za
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